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Let us show you how you can easily consolidate all your employee benefit services by outsourcing them to EMI - a Professional Employer Organization Employees Management, Inc. (EMI) was founded in 1989 as a result of many years of payroll industry experience and the awareness that small businesses are no different than large businesses in their need to provide quality benefits at affordable rates. The difference is that major corporations with thousands of employees and millions of dollars in premiums have greater clout when negotiating with insurance carriers than do small businesses. For this reason, EMI created a Professional Employer Organization (PEO). When our clients, mostly small business with less than 500 employees, join our program, they acquire the buying power of a major corporation. They also free themselves from the non-productive aspects of being an employer. When EMI handles their employee benefits, payroll administration, government compliance and red tape, they are free to concentrate on what's really important - growing their business. oday, PEOs are a billion dollar industry and EMI is one of the leading PEOs. With annual growth exceeding 30% per year, this simple concept of human resource outsourcing has proven to be highly effective. Q: What is a PEO? A: Formerly known as Employee Leasing, a PEO is one of today's best management strategies for small businesses to satisfy their employee administration needs. Our program is available to you no matter what you business size - whether you are running a business with just two employees, a division of a major corporation anything in between. Here's how it works: EMI transfers your employees to our payroll and, as a result, EMI becomes the employer of record. However, you maintain the supervision and control of our workers including wage and scheduling decisions. Q: What are the benefits to me? A: Employee Management, Inc. (EMI) will give you freedom from the responsibility and liability for employee administration. Specifically, we will: Prepare payroll and pay employees. Pay all payroll and statutory taxes. Handle all government compliance including Immigration Law and COBRA. Comply with all governmental agency reports. Pay state and federal unemployment insurance; complete, respond and monitor all unemployment claims. Handle Workers' Compensation and Disability Insurance, deposit, audits and claims. We also control and monitor Workers' Compensation hearings and reviews. Provide a comprehensive safety program. Provide a complete insurance and fringe benefits package. Provide Personnel Administration - our professional Human Resources Department will give you as little or as much support as you need. Prepare custom employee handbooks. Recruit for job placement.
Q: What will I have to do? A: All you have to do is make one transaction to EMI each pay period to cover the payroll, taxes, benefits and our fee. This greatly simplifies your accounting. Q: If the people who work for me are on your payroll, won't I lose control over my staff? A: Absolutely not. You will still run your business just as you did before. You will continue to set job responsibilities and measure work performance as you do now. Q: How will my employees feels about being on the payroll of EMI? A: They will love it. While they will continue to perform the same jobs, report to the same people and receive the same compensation structure, they will now be getting a fringe benefit package that is most commonly found in Fortune 500 companies. The benefits include access to:
These benefits are valuable to you as well because, in today's competitive market, employees and prospective employees find the benefits to be just as important as their salary. The EMI program allows you to recruit and retain the highest quality personnel. Q: Will my employees understand EMI's program? A: Absolutely. An EMI representative will explain how your company has joined forces with a larger group to provide better benefits at reduced costs. Q: What is the cost to my company? A: Using our service will actually reduce your total cost. Our large group gives us the power to purchase fringe benefits at low rates, which offsets our service charge. The same applies to Workers' Compensation where we often reduce your costs. When you take into account the time you'll be saving in personnel administration, payroll preparation, tax filings and government compliance, EMI can actually save you money. Q: How can I be assured I am dealing with a reputable PEO? A: EMI has been a leader in our industry in establishing safeguards and credentials. We are licensed in those states that require PEO licensing and are leading the efforts establish state licensing in our core markets of New Jersey and New York. We also maintain additional insurance policies to protect our clients. As about our safeguards and credentials. Finally, we would be delighted to have you talk to current EMI clients to get their opinion on our services. Our retention rate exceeds 90% which is substantially higher than industry norms. Q: How does EMI impact Workers' Compensation? A: As a bulk purchaser, we can provide substantial savings up front and control your costs over the long term through effective management. Cash flow is improved as the deposit premium for Workers' Compensation is no longer required. This coverage is automatically calculated each pay period on the amount of gross payroll. Q: How are PEOs dealt with in the 1986 tax code? A: Our fees are 100% deductible. Q: How do I know that EMI's Benefits Package is a good value? A: We use top rated, national providers. we make no commissions on our health packages, therefore we have no vested interest in buying a high priced product. If is in our collective interest to get the best product at the best price so that we can keep the total package price as low as possible. Throughout the year, we allow companies to quote our business to ensure that we get the best value of our subscribers. Q: How will benefits claims be handled? A: Most health claims are in network which means there are no claim forms. For out of network claims, we will provide you with insurance claim forms. The completed forms are sent directly to the insurance carrier. We act as liaison to make sure all claims are paid promptly and correctly. Q: How will my staff be paid? A: In the same way you pay them now: weekly, bi-weekly or bi-monthly. We will deliver the payroll and invoice. You simply pay the total amount on the invoice and we take care of everything else. Q: Is a PEO beneficial only to certain kinds of companies? A: No. EMI works with all kinds of businesses, from professional offices and child care centers to printers and manufacturing companies. No matter what they do, we help every client run their business in a leaner, more efficient manner by getting them out of the employer business. Q: How can I schedule my fee Cost/Benefit Analysis from EMI? A: Simply give Pavese-McCormick a call or fill our online quote form.
"PEOs share a common strategy: pool business and employees to bargain hard with insurers and providers for the lowest cost and highest quality coverage." Business and Health "We view the employee leasing industry very positively." I.R.S. "The leasing company also can usually get big company benefits that wouldn't ordinarily be available for smaller sized concerns." The Wall Street Journal "It lowers costs for firms with small payrolls. Such companies often can't acquire low-cost group health and life policies for employees." Forbes "Why is employee leasing growing more popular? Quite simply it offers a win-win situation for everyone involved." Success |
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