We recognize the special needs of your business.

Because our packages are designed for contractors like you, the key coverages you need are probably already built in. So even if you haven't thought of it, chances are, we have.

We also understand that no two businesses are exactly alike. So our packages offer easy ways to customize insurance coverages to meet your specific needs.

Extra protection for your business.

Today, million dollar liability claims are not as uncommon as you might think. Companies of all sizes are vulnerable to large lawsuits and judgements. With limits up to 10 million, an umbrella policy is an inexpensive way to significantly your liability protection.

Good performance pays.

We give your well run operations another benefit: a better price on insurance. We believe that customers who protect their property and run a safe operation deserve a better deal.

Convenient payment plans.

Your policy will be billed directly to you from the underwriter. Flexible installment plans make payment easy.

Bring your business to an expert.

Your customers know the value of shopping for quality goods and service. Shouldn't you handle your insurance needs the same way?

We have the expertise, experience, and objectivity that add up to real value in today's tight economy.

•  Premises and Jobsite Liability - coverage for losses arising from your operation.
  
•  Products and Completed Operations Liability - coverage for losses arising from your services or products.
  
•  Blanket Contractual for Oral and Written Contracts
  
•  Broad Form Property Damage.
  
•  Worldwide Liability for lawsuits brought within the United States.
  
•  Explosion, Collapse and Underground Coverage.
  
•  Medical Payments

  You Select...

•  Blanket Additional Insured - Owners, Lessees or Contractors.
  
•  Umbrella Liability - for protection that starts where the basic policy limits end.
  
•  Specific Job High Limits General Liability.
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•  Building or Business Personal Property Coverage including:
  
•  Replacement cost on buildings, furniture and fixtures, stock and finished goods.
  
•  Business Income coverage--up to 12 months actual loss sustained.
  
•  Outdoor Signs
  
•  Insuring Business Personal Property also provides:
  
•  Automatic 25% increase in business personal property coverage limit during peak business season.
  
•  Valuable Papers/Cost of Research--included up to $1,000.
  
•  Deluxe Plan Coverage also provides:
  
•  Theft of business personal property.
  
•  Employee Dishonesty - covered up to the business personal property limit (maximum of $250,000).
  
• Theft of money and securities (except through employee dishonesty)- covered up to the business personal property limit.
  
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•  Tools and Equipment for the light, portable tools and equipment.
  
•  Contractors Equipment Coverage for larger mobile equipment.
  
•  Installation Floater Coverage for building materials and supplies in transit and at the jobsite.
  
•  Computer Equipment - covering hardware, software and cost of file memory.
  
•  Accounts Receivable - coverage for bills and evidences of debt.
  
•  Valuable Papers - covering the cost to research, replace or restore damaged or lost papers and records such as blueprints).
  
  
•  Employment Practices Liability (EPLI)
  
  And...
  
•  Workers' Compensation and Automobile
  

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